Savings Rates
DEPOSIT PRODUCTS
| Saving Accounts | |||
| Effective Date: Sunday, April 5th, 2026 | |||
| My Term | Dividend Rate | APY* | Minimum Opening Balance |
| Passbook Savings | -0.05% | 1.52% | $22.00 |
Term Share/IRA/ESA Accounts
IRA Includes Traditional, Roth, SEP and SIMPLE IRA's
| Term Share Account: $2,000 - $49,999 | ||
| Term | Div rate | APY* |
| 6 months | 5.75% | 3.61% |
| 7 months | 3.55% | 3.61% |
| 9 months | 5.00% | 5.13% |
| 1 year | 5.75% | 5.13% |
| 18 months | 5.00% | 5.13% |
| 2 years | 5.75% | 5.13% |
| 30 months | 4.15% | 4.24% |
| 3 years | 4.20% | 4.29% |
| 4 years | 4.35% | 4.45% |
| 5 years | 4.50% | 4.60% |
| Term Share Account: $50,000 - $89,999 | ||
| Term | Dividend Rate | APY* |
| 6 months | 3.60% | 3.67% |
| 7 months | 3.60% | 3.67% |
| 9 months | 5.75% | 5.18% |
| 1 year | 5.05% | 5.18% |
| 18 months | 5.05% | 5.18% |
| 2 years | 5.05% | 5.18% |
| 30 months | 5.75% | 4.29% |
| 3 years | 4.25% | 4.34% |
| 4 years | 5.75% | 4.50% |
| 5 years | 5.75% | 4.65% |
| Term Share Account: $90,000 and over | ||
| Term | Dividend Rate | APY* |
| 6 months | 5.75% | 3.72% |
| 7 months | 5.75% | 3.72% |
| 9 months | 5.10% | 5.23% |
| 1 year | 5.10% | 5.23% |
| 18 months | 5.75% | 5.23% |
| 2 years | 5.10% | 5.23% |
| 30 months | 4.25% | 4.34% |
| 3 years | 4.30% | 4.39% |
| 4 years | 4.45% | 4.55% |
| 5 years | 4.60% | 4.71% |
Business Deposit Products
| Business Share Accounts | |||
| Share Type | Dividend Rate | APY* | Minimum Opening Balance |
| Business Savings Accounts | 1.55% | 1.56% | $300.00 |
| Business Money Market Accounts | 2.65% | 2.69% | $2,500.00 |
| Business Checking Accounts | 0.70% | 0.71% | $500.00 |
Business Term Share Accounts
| Term Share Account: $2,000 - $49,999 | ||
| Effective Date: 7/20/06 | ||
| Term | Dividend Rate | APY* |
| 6 months | 3.55% | 3.61% |
| 7 months | 3.55% | 3.61% |
| 9 months | 5.00% | 5.13% |
| 1 year | 5.00% | 5.13% |
| Term Share Account: $50,000 - $89,999 | ||
| Term | Dividend Rate | APY* |
| 6 months | 3.60% | 3.67% |
| 7 months | 3.60% | 3.67% |
| 9 months | 5.05% | 5.18% |
| 1 year | 5.05% | 5.18% |
| Term Share Account: $90,000 and over | ||
| Term | Dividend Rate | APY* |
| 6 months | 3.65% | 3.72% |
| 7 months | 3.65% | 3.72% |
| 9 months | 5.10% | 5.23% |
| 1 year | 5.10% | 5.23% |
NCUA - Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government agency. Equal Housing Lender - We do business in accordance with the Fair Housing Law and Equal Opportunity Credit Act