MJ's Sandbox: Auto Financing

Auto Financing

WHAT COULD BE BETTER THAN 0%?

Here is an example of how the credit union can help you beat 0% Financing.

	Manufacturer Financing	Credit Union Financing
Car Price	$25,000	$25,000
Manufacturer Rebate	Not available with 0%	$3,000
Amount financed	$25,000	$22,000
Annual Percentage Rate	0%	5.5%
Monthly Payment (48mo.)	$520.83	$520.83
Total Payment	$25,000.00	$24,558.72

You can save $441.28 with an auto loan from your Credit Union!

Want to save even more? Consider the tax-advantaged benefits of financing your next car with a PowerEquity home equity loan from Your Community Credit Union:

Your Total Potential Savings with credit union financing $1,175.20*!

*calculation based on a 28% tax rate.

AUTO EXPERT® ----Auto Buying Made Easy

Everybody wants a fair deal when buying a vehicle, but not everybody has the resources or time available to do so. That’s where our new Auto Expert service can help. Auto Expert has all the negotiating skill and clout to make the perfect deal for you. You’ll get the car you want for the price you didn’t think you could get. Plus, you’ll avoid all the unwanted aspects of car shopping.

Savings You Can Measure – hundreds, even thousands
We Do All The Work – location, negotiation, delivery
New or Pre-Owned Vehicles – tremendous selection
Trade-Ins Welcome – fair market value at no extra work
Aftermarket Products Available – name it and we can get it for less
Complete One-Stop Service

Put the Experts to Work for you … GIVE US A CALL toll free (888) 982-1400 ext. 1497

Get Pre-approved financing. Click here for On-Line Loan application

Low-Cost Auto Loans

If you are purchasing a new or used car, we can help get you there. With an auto loan at Your Community Credit Union, you'll pay no processing fees and save on interest expense with our low rates

Select up to 72 months
Choose between fixed and variable rates
Borrow up to 110% of the vehicle's value
Finance through Your Community Credit Union right at your dealership

Fast and Easy Applications
We know your time is valuable, that's why our application process is fast and convenient. We work around your busy schedule.

You can be approved with one easy phone call (Monday through Friday 8:00 am to 8:00 p.m. and from 9:00 am to 1:00 p.m. on Saturday EST).
You can also apply any time of the day or night with TARA, our 24 Hour Telephone Teller (1-888-982-4737).
Just log-on to PowerLink and click the Loans Icon on top!
Visit one of our branch offices and meet with one of our friendly Financial Service Advisors.

Experienced Staff
We do more than take your application. You may have several borrowing options. We work with you to find the one to meet your needs with the best rates and terms. If you're buying or selling a new or used vehicle, boat or motorcycle, call us (1-888-982-1400) for a free indicative book value for your trade-in and/or new purchase.

Payment Options
Earn a 0.25% rate discount on select consumer loans when you make loan payments the easy, convenient way with automatic payments from a Your Community Credit Union deposit account.